Upswing
Credit
512
Poor
Credit One Platinum
$300 limit · 29.99% APR · $95 fee
Credit repair coaching

Fix your credit.
Change your life.

Denied for the apartment. Deposit on the lights. Scroll and watch a 512 become an 812, and everything that comes with it.

or scroll
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Illustrative journey · results vary
512 → 720

One client, under 6 months

30–90

Days to meaningful changes for most clients

1-on-1

Real coaching with a person, not a course

$0

Your 15-minute discovery call

What we do

Credit, business & mindset.

Whether you're rebuilding credit, launching a business, or shifting your mindset, we bring the clarity, tools, and strategy to help you break through.

01

Credit Repair

Unlimited dispute services to remove inaccurate or outdated accounts and improve your score fast.

  • ◆Student loans, collections, charge-offs, repos, foreclosures & more
  • ◆Inquiry removal and credit profile optimization
  • ◆Full credit audit with a clear 30-day game plan
02

Business Credit

Learn to separate personal and business credit, unlock funding options, and grow with confidence.

  • ◆Funding strategies and tradeline recommendations
  • ◆Vendor and net-30 account setup assistance
  • ◆Ongoing support to scale your credit capacity
03

Mindset Coaching

Break mental barriers, develop focus and confidence, and launch the business you've been dreaming of.

  • ◆Weekly one-on-one coaching calls tailored to your situation
  • ◆Mindset reset framework to get unstuck and out of corporate America
  • ◆Personalized session recaps and action steps after every call
512 → 812
One plan · one coach · every step
Why Upswing

A coach in your corner, not a call center.

“Bad credit isn't a character flaw. It's a report with mistakes on it and a plan nobody gave you. We fix the report and hand you the plan.”

We help busy entrepreneurs, working professionals, and ambitious individuals break barriers, rebuild credit, and unlock true freedom.

Clarity

We guide you from Step A to Step Z so you're never lost.

Ownership

Be active in your own process to truly appreciate the win.

Care

We genuinely care about taking your credit and life to the next level.

Packages

A plan for every journey.

Bronze

$599
or $99 down + $45/mo

Your entry point for fixing the basics.

  • ✓3–4 rounds of disputes
  • ✓Targets student loans, collections, and charge-offs
  • ✓Up to 15 inquiries removed
  • ✓Flexible payment options available
Get started

Gold

$1,199
or $199 down + $89/mo

For more complex credit situations that need a real strategy.

  • ✓11+ negative items addressed
  • ✓Repos, foreclosures, tax liens & bankruptcies
  • ✓Full credit audit + 30-day game plan
  • ✓1 strategy call to review results & path forward
  • ✓Email support throughout the process
Get started
Most popular

Platinum

$1,699
or $299 down + $119/mo

The complete transformation package.

  • ✓Everything in Gold, plus:
  • ✓6–8 rounds of disputes
  • ✓Monthly strategy calls & quarterly check-ins
  • ✓Tradeline strategy & credit-building support
  • ✓Ongoing access with priority support
Get started

Flexible monthly payment options on every package.

Real people, real wins

They trusted the plan. Life changed.

★★★★★
“Went from 540 to 700-something in about six months. Approved for my first car on my own name, no co-signer.”
Demo review · Tasha K.
★★★★★
“They explained every dispute and every letter. For the first time I actually understand my credit report.”
Demo review · Daniel P.
★★★★★
“The business-credit side is what sold me. Net-30 accounts, then my first line of credit for the shop.”
Demo review · Luis G.

Individual results vary. Testimonials reflect personal experiences and are not a guarantee of any specific outcome.

Questions

Straight answers.

Most clients see meaningful changes within 30–90 days. This depends on your goals and how quickly you implement the plan, but you'll leave the first call with clear steps.

This is real 1-on-1 coaching with your coach, not a pre-recorded course. You'll get personalized support, real-time answers, and strategic guidance tailored to you.

Nope. We'll help you get structured, registered, and set up for funding, even if you're starting from scratch.

Yes. Every package has a monthly option, from $99 down + $45/mo on Bronze.

Take action today

Ready for your next level?

Schedule a free 15-minute discovery call with a credit coach. You'll talk through your goals and leave with a clear roadmap to take your life to the next level.